It’s October, which often means the beginning of all things autumn. But, it also means the end of the year is quickly approaching and will be here before you know it. If you have dental insurance that resets on the first of the year, your dentist in Charlottesville wants to remind you to use up all the dental benefits available to you before December 31st.
It’s not uncommon for patients to hold off on using their dental insurance just in case something happens. However, this plan can backfire in a few ways.
Most dental insurance starts on January 1st and ends on December 31st. This isn’t always the case so make sure to check with your provider. However, this means that you must use your maximum allowance during those 12 months or you’ll lose it.
Patients usually pay for coverage either through their employer or on their own. Either way, dental insurance typically isn’t free. But if you pay for dental insurance and don’t use the benefits, your investment was wasted.
The best way to use your dental insurance benefits is to see your dentist in Charlottesville at least every six months for professional cleanings, x-rays, and exams. These appointments can help catch problems early when they’re less expensive to fix and keep other big problems from happening.
Dental benefits don’t necessarily have to be used on preventive care alone. In fact, some patients choose to use their maximums to help cover the cost of transformative cosmetic dentistry, such as veneers, or restorative dentistry like dental implants or crowns. If that’s the case, you may be able to start treatment at the end of the year using this year’s benefits and finish at the beginning of next year using 2022 benefits. Your dentist can help you determine the best way to maximize your benefits on the treatment you desire.
Flex Savings Account
Even if you don’t have traditional dental insurance, you may have a Flex Savings Account (FSA) that you can use toward dental care. However, like dental insurance, FSAs often expire on January 1st, so make sure you use the money you’ve already invested.
Do you have unused dental benefits that will expire once the clock hits midnight on January 1, 2022? If so, schedule an appointment with your dentist in Charlottesville today!
Dr. Kayton and all of his wonderful staff are friendly, professional, and competent. I’ve sent friends and family to them for years.
Great, pain-free dentistry, and a wonderful group of people! My teeth and gums are in better shape than they were when I was far younger, thanks to the great teamwork of Dr. Kayton and his outstanding dental technicians! Two thumbs up!
Excellent visit as always!
Dr. Kayton and his team took good care of me and did a great job. I have my beautiful smile back!
What a great experience. It’s always difficult to find a good dentist when you move to a new area. I look forward to my next visit.
Prompt, congenial, well organized, professional, and patient friendly.
Dr. Kayton and his staff are professional, friendly, and caring people. Every experience with them has been superb. I highly recommend this practice.
I completely trusted Dr. Kayton. He offers the highest tech equipment, has the nicest staff and takes the time to make sure you understand his evaluation.
Painless dentistry. Dedicated and compassionate staff. Efficient. The most complicated dental work I have had has been done here; also the most pleasant and painless.